Clear decision guides for you
Straight comparisons of the tools you're choosing between, honest about where each one falls short. Where we quote a benchmark, we show its source.
5 guides of 1,000
SBA 7(a) Loan Payment Calculator: Monthly Payment and Total Interest
Estimate an SBA 7(a) monthly payment with the amortization formula, see how rate and term change the total cost, and check whether your cash flow can carry it.
Revenue-Based Financing Cost: Why the Same Fee Gives Different APRs
Calculate the true cost of revenue-based financing: a flat repayment cap looks simple, but the effective APR changes with how fast your revenue repays it.
Merchant Cash Advance APR: How to Convert a Factor Rate to Real Cost
Convert a merchant cash advance factor rate into an effective APR, see why daily debits raise the true cost and learn how to get out of a stacked MCA.
How to Calculate DSCR and What Lenders Want to See
Calculate your debt service coverage ratio step by step, see which add-backs lenders accept, and stress test the result before you apply for a loan.
Buying a Business With an SBA Loan: Down Payment Rules
How much cash you need to buy a business with an SBA 7(a) loan, what counts as equity injection, and how a seller standby note can help you close.